Expertise You Can Trust, Results You Can See
Looking for funding solutions that put your business on the fast track to success? Our tailored strategies help established business owners, real estate investors, and entrepreneurs achieve their financial dreams.
Funding Package
APPROVAL
✔️ $125,000
🔹 APR: 0% for 18 months
🔹 Payment Due: Feb. 20, 2026
Our friendly process
Complete The Funding Inquiry Form
Fill out our brief inquiry form to share details about your business needs.
Our team will review your submission and respond within 24 hours.
Digital Onboarding Through Our Partner
If you qualify, embark on our seamless digital onboarding process, developed in partnership with Impruvu.
This step ensures we tailor our services to your specific business requirements.
Explore Your Best Opportunities
Engage in a detailed discussion about the most advantageous funding options for your business.
Our experts will guide you through every step to initiate the funding process effectively.
Estimated APR
Funding Timeline
Loan Terms
Average Payment
Credit Refresh
Us
0% - 8.99%
7 - 28 Days
1 - 10 Years
$1,250+/month
✔️
Us
Estimated APR: 0% - 8.99%
Funding Timeline: 7 - 28 Days
Loan Terms: 1 - 10 Years
Average Payment: $1,250+/month
Credit Refresh: ✔️
Competitors
0% - 36%
21 - 90 Days
1 - 6 Years
$1,600+/month
❌
Competitors
Estimated APR: 0% - 36%
Funding Timeline: 21 - 90 Days
Loan Terms: 1 - 6 Years
Average Payment: $1,600+/month
Credit Refresh: ❌
All figures are approximate examples for demonstrative purposes.
Comprehensive funding programs crafted to empower your business journey, from initiatives to magnify capital to innovative personal funding solutions.
Business Line of Credit
Leverage a revolving line of credit and only pay for what you need. Access funds at your pace, as per your business needs.
0% Interest Financing
Launch your business with the confidence of multiple 0% accounts. Enjoy cash accessibility with revolving credit at a 0% interest rate.
Asset Based Lending
Unlock the power of your company's assets. Convert your inventory, equipment, or receivables into the funds you need to grow and sustain your business operations.
Long Term Business Loans
Experience the reassurance of a traditional process with lower payments spread over a longer term. We're here to help make your financial planning manageable and effective.
Mortgages for Business Use
Optimize your business property investments with mortgage solutions specifically structured for enterprise growth.
Personal Loans
Secure a five-year personal loan to manage your credit card balances, enhance your score, and qualify for 0% funding. Tailor the way to your financial goals.
$120M+
Dollars we've funded
3 years
We've been in business
Business Accelerator Program
Maximize Your Financial Strategy With Expert Guidance
Business Accelerator is an all-inclusive financial program designed to propel your business forward. Whether you're just starting out or looking to expand, we offer a comprehensive solution that covers every aspect of business funding and financial education.
Minimum funding of $50,000
Personalized assistance from a dedicated Funding Advisor
Personalized plan to optimize your Funding
Leverage our relationships and resources for success
Money Mastery Program
Ask your advisor how you can learn to fund your business yourself.
With Money Mastery you'll learn how to fix & scale your credit, secure all the funding you’ll ever need, invest & create income/wealth, no matter what situation you are currently in. We'll guide you through the processes of the financial elite and teach you the exact strategies we use for ourselves and our clients to elevate their finances and secure funding.
How to get $150,000+ in 0% interest business funding
How to use that funding to create income
Completely overhaul your finances, no matter what situation you are in
Client Success Stories That Inspire Results
Alex Gonzalez
Funded $76K
"Wealthy off Credit guided me to build relationships with key banks and scored $76k at 0% APR. It was surreal seeing my Airbnb dreams materialize!"
Michelle Scalenio
Funded $150K
"I reached out to Wealthy off Credit and turned a wish for $50k into a reality with $150k instead, unlocking my full potential in commercial real estate."
Jodie Ferandez
Funded $200K
"With Wealthy off Credit's unparalleled guidance, I secured $200k in business credit lines, transforming my carpentry business and real estate endeavors."
We hold your hand and make it easy.
We start by assessing your situation before paying off your debt to boost your credit score and get you up to $3M in funds.
How long does it take to get a loan approved?
Loan approval times can vary depending on the type of loan, the completeness of your application, and other factors. Generally, you can expect a decision within 1-5 business days after we receive all necessary documentation.
What documents do I need to provide?
Usually, you’ll need proof of identity, proof of income, and financial statements. Depending on the type of loan, other documentation may be required. Your advisor can discuss this further with you.
I don't have a business, can I still get funding?
Yes. We will walk you through how to properly setup a business, and then begin the business funding process.
Can I secure funding with just an EIN?
Yes, but to secure higher limits and 0% interest terms, you will need to have a solid credit profile, 680+ to start.
Is my personal information secure?
Absolutely. We use the latest encryption technology to ensure that all your personal and financial information is safe and secure.
How much funding can I secure?
Any amount you qualify for, results may vary depending on the client profile. We do not guarantee an exact amount for the total amount funded. In most cases for startup funding, eligible clients receive between $50,000 and $150,000 in their first round of funding and up to $150,000 to $350,000 after additional rounds of funding. The amount of funding obtained is based on personal and business creditworthiness.
What if I have bad credit?
We will be able to assist you in building your credit report to the highest levels possible to qualify for funding.
How is my eligibility determined?
Loan eligibility is determined by a number of factors, including your credit score, income, employment status, and the amount of debt you currently have. We use these details to assess your ability to repay the loan.
© 2025 Wealthy off Credit, an AdvisorHub Partner Company, All Rights Reserved.
© 2025 Wealthy off Credit, an AdvisorHub Partner Company, All Rights Reserved.